Why is real value lower than nominal value?

Real value accounts for inflation and shows what the money is worth in today’s prices.

How does the calculator estimate inflation impact?

It uses the entered annual inflation rate and time period to project how purchasing power declines over time.

Are additional contributions included?

Yes. If regular contributions are added, the calculator also shows how inflation affects those amounts.

Inflation Calculator

Q: Is the inflation rate guaranteed?

No. It is an assumed average rate for modeling. Actual inflation may differ.

See how inflation affects purchasing power over time. Get real value in today’s money, required nominal amount, a chart, and a yearly table.

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Enter details

Finance

Amount today

Base currency: ₴ (UAH).

Annual inflation, %

Average annual inflation rate.

Period (years)

Monthly additions (optional)

Added at the beginning of each month.

Start date

Used for year labels in the chart/table.

Result

CalcCore

Enter amount, inflation, and period.

Chart: nominal vs real

“Real” = purchasing power in today’s money (inflation-adjusted).

Yearly table (open)

Currency:

Year	Date	Nominal (₴)	Real (₴)	Inflation factor	Loss, %

How does the inflation calculator work?

The CalcCore inflation calculator shows how purchasing power changes over time. Inflation reduces the real value of money — in the future, the same amount will buy fewer goods and services.

You enter the amount today, annual inflation rate, and period in years. The calculator estimates the real value in today’s money, the future nominal value, and the percentage loss of purchasing power.

Nominal vs real value

Nominal value is the future amount of money without considering inflation. Real value adjusts for inflation and shows what that money is worth in today’s terms.

What do the chart and yearly table show?

The chart illustrates how nominal and real values diverge over time. The yearly table shows end-of-year values, real purchasing power, and the cumulative inflation impact.

Why is this important?

Understanding inflation helps with savings planning, long-term financial goals, and investment decisions. Money that does not grow at least as fast as inflation loses value over time.

FAQ

What is inflation in simple terms?

Inflation is the rise in prices over time, which reduces the value of money.

Why is real value lower than nominal?

Because inflation reduces purchasing power over time.

Are monthly additions included?

Yes. If monthly additions are entered, they are included and adjusted for inflation.

Can this help with investment planning?

Yes. It shows the return you need just to keep up with inflation.

Is the inflation rate guaranteed?

No. It is an assumed average rate used for modeling. Actual inflation can vary.