OSCPV Insurance Calculator (Car Liability)

Shows an estimated OSCPV price range (min–avg–max) and lets you compare two scenarios. You can also choose an insurer baseline and see how the estimate changes.

🚗 Inputs

The baseline is set automatically, but you can adjust it manually.
This is the “starting point” for the estimate. Then coefficients apply (region, vehicle type, usage, etc.).

⚖️ Compare scenarios

Car 1
k: —
Car 2
k: —
Note: this calculator provides an approximate model-based OSCPV cost estimate using typical market parameters. The final policy price is determined by the insurer individually during purchase.

📌 Result

Car 1 — min
— UAH
Car 1 — average
— UAH
Car 1 — max
— UAH
Car 2 — min
— UAH
Car 2 — average
— UAH
Car 2 — max
— UAH
ℹ️
Change inputs and instantly see how region / taxi / experience affects the price.
Quick tiles (passenger car 1.6)
Private, 25–60, experience 2–10, 12 months, deductible 0
By insurer (Car 1)
Approximate: same scenario A, different baseline price

What affects OSCPV price?

OSCPV (mandatory car liability) cost usually depends on the region, vehicle type, engine size (for passenger cars), usage (private/commercial/taxi), and policy terms: period, deductible and benefits.

In this calculator you can choose an insurer to set the baseline price, then risk coefficients apply. Results are shown as a range because real offers may differ due to discounts, promotions and insurer pricing policies.

  • Kyiv and large cities are often more expensive due to higher accident risk.
  • Taxi use is usually more expensive because the car spends more time on the road.
  • Less experience or a younger driver often increases the price.
  • Deductible may slightly reduce the premium.

This is an approximate estimate. For an exact price, compare real offers from insurers/aggregators.

About this calculator

This calculator is an informational model created to compare how region, vehicle type, usage (private/taxi), driver experience and other factors may influence OSCPV cost. Since OSCPV pricing has moved to a more flexible market approach, insurers set prices individually using internal tariffs, discounts, promotions and customer history. Therefore, the result is not an official insurer quote and may differ from the final policy price.

Additional note

Insurer names are used only to illustrate the comparison model. The website is not an insurer and does not represent any insurance company.

FAQ

Why does OSCPV price differ between insurers?

Insurers use different baseline prices, discounts, promotions and internal risk models.

Why is “taxi” almost always more expensive?

Commercial usage increases accident risk, so insurers usually apply higher rates.

Why does the calculator show a range (min–max)?

Because real pricing depends on the specific insurer, discounts and policy details. A range provides a quick estimate.

Can I save money on OSCPV?

Yes: compare insurers, check promotions, consider a deductible and use benefits (if eligible).

Does this calculator provide an exact price?

No. It’s an estimate. For an exact price you need a quote from a specific insurer/aggregator.